Annual caps for making super contributions are largely unchanged in 2023-24 although the transfer balance cap has …
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Financial Advice
Should you set financial goals?
According to the Financial Advice Association of Australia (FAAA), the financial planning process involves the following …
Downsizer contributions a big opportunity
Downsizer contributions allow people aged 55 and over to make super contributions of up to $300,000 per person from the …
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Do you need more yield assets when you retire?
The thought of retirement can be unsettling for many people. Giving up the security of your business or employment …
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Does financial advice add up?
Most investors have probably wondered whether it’s worth paying for financial advice. You might believe that no-one has …
Small business CGT concessions
The capital gains tax concessions available to small business owners are generous but they can be complex. The small …
Seeking advice on redundancy is critical
As businesses continue to cut costs and close under-performing operations, the number of people being retrenched or …
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Contractor or employee?
Not so long ago, it was common to hear stories about workers quitting their job, forming a company and being hired back …
Reversionary pensions worth considering
Superannuation funds have special rules for the distribution of benefits after the death of a member. In many cases, …
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Diversification can be expensive
Diversification is like mothers' milk in the financial advice industry. If you had to nominate one portfolio strategy …